Plans That Work!
Imagine your doctor telling explaining that you have Alzheimer’s disease or some other type of dementia. Then, imagine being told, ‘I’m sorry, there’s nothing we can do. You might want to start getting your affairs in order.’ Those newly diagnosed with Alzheimer’s...read more
In signing this new legislation, Governor Baker of Massachusetts stated: “Raising awareness about Alzheimer’s and dementia is key to supporting the Massachusetts families who are impacted by this horrible disease.” The governor when on to say: “This legislation will...read more
Whether a surviving spouse is responsible for a deceased spouse's debt depends on several factors. Here are some facts. It’s not uncommon for a spouse to suddenly find themselves the fiduciary of their deceased spouse’s estate plan which means determining what debt...read more
Whether single by choice, divorce or the death of a spouse, single parents typically don’t have the security of a second income or a safety net. Single parents need a financial plan to prepare for unanticipated events. A plan will also help with care for the children...read more
It’s become a common scenario: a star who worked past their traditional retirement age and was beloved by generations dies with career earnings that wouldn’t even pay a corporate CEO salary for one year. Aretha Franklin sold 75 million records and is credited as a...read more
I have had a lot of questions lately about how parents can protect a child who had a substance abuse disorder. The American Family Survey is commissioned annually by the Deseret News and conducted by YouGov, found that 12% of families in 2017 said they had an...read more
Americans aren’t readying themselves for the costs of getting old! It may be one of the biggest disconnects in the USA: the gap between how many Americans will need long-term care versus what people actually think they’ll need. Roughly 70% of Americans will need some...read more
It’s important to review the beneficiary designations on accounts like life insurance, IRAs and pensions. There have been many cases of retirement account owners who have been divorced and remarried but failed to update their beneficiary designations. If you forget,...read more
Families with young children should add a clause to their wills that names a guardian, in the event both parents are unable to provide care. If you die without a will, you won’t have the opportunity to designate the guardian you want to care for your minor children....read more
We all know that a college education is expensive, but did you realize that if you have a child with special needs those costs could nearly double? The American College of Financial Services in Bryn Mawr, PA found that the average cost of rearing a child from birth to...read more
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Zaremba Center serves clients throughout Williamsburg & the Surrounding Areas.
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